Sunday 12 April 2015

Customers Bank Revolutionizes Effortless Banking With A Fee-Free Mobile Bank

In a first, Customers Bank, a subsidiary of Customers Bancorp. Inc., announced the first-phase launch of it’s branchless, purely mobile and tablet based banking platform, BankMobile. Launched officially in a press event held on January 14th at The Harvard Club New York, BankMobile is also the first ‘fee-free’, fully functional banking app.

Speaking at the event, Lavleen Sidhu, Chief Strategy & Marketing Officer, BankMobile said, “We are thrilled to officially launch BankMobile.” She further asserted, “We are here to revolutionise banking, to help those who have often been victimised by the industry through excessive fees and we will always be a bank built by, and for, the people.”

True to its motto, BankMobile waives off any additional fee applicable on traditional banking services. Loans are charged, but the rates are substantially lower than market standards—thanks to its innovative branch-free structure that levies lower operating costs. Moreover, to further grant financial cognizance to its consumers, BankMobile also offers access to a personal banker and free financial counsel. 

BankMobile sports the following three features for current use: free checking account, savings account and unsecured line of credit of up to $5,000. However, the bank will continue working toward their core philosophy of delivering economical and effortless banking solutions. The latest item on their agenda is the app’s second phase, which is due to release shortly.

Phase two of BankMobile is expected to include text and video customer service chats, pre-approved auto loans and the ability to search and buy cars nearby.

BankMobile further entails the following unique propositions, which Director Bhanu Choudhrie, along with all those at Customers Bank, hope would transform the banking industry and make it more customer-centric:

• Banking experience, which fits the palm of the hand along with free financial advices from professionals.

• High rates of interest on saving accounts that are at least 0.25% higher than those offered by the four largest banks in the United States.

• Access to a nationwide network of 55,000 fee-free ATMs, and reimburse the customers the cost of ATM surcharges.

• Fee-Free banking and a freedom from overdraft fees.    

Tuesday 7 April 2015

Nira Alpina: A luxury retreat in the Alps

For all those who love snow-capped peaks, the unique location of the premium Ski-in & Ski-out resort, Nira Alpina, is just perfect. Situated in the foothills of Mt. Corvatsch in the surreal Engadine, Nira Alpina promises a breath-taking view of the Alps and a sparkling Silvaplana Lake at 1870 m. of altitude.

A 70-room timber and glass low-rise, the hotel’s simplistic yet modish façade flawlessly blends in with the pristine surrounds. The alpine-esque interiors are encrusted with timber and Italian stone, effortlessly spelling out comfort and style. The terraced construction crafted by Architect Guido Tschvor presents a luxurious Alpine resort, which allows each of its rooms to sport a balcony or a terrace overlooking an arresting vista. So whether you love waking up to a spectacular morning view of sun-bathed snow peaks, or witnessing a stunning twilight when lights go on all over the valley, your stay at Nira Alpina has a lot to offer.

The Nira Alpine hotel is connected to the Corvatsch cable car station via a private walkway, offering direct passage from pillow to peak. Other activities here include polo, cross-country skiing, and an arduous trek for adventure lovers.

There is a bouquet of options for dining at the hotel. Featuring three in-house restaurants—one of which sports an alfresco setting—along with a dedicated bakery, you can tuck in traditional Italian fare or relish gourmet dishes from around the world. The hotel is also home to various wellness and R&R facilities:  5 treatment rooms, sauna, a spacious steam bath, Swiss spa with all the modern paraphernalia, Arabian-style Rasul bath, whirlpool, state of the art gym facility, and rooms to relax, where you can shrug off the day’s fatigue. Thus, within the cossetting confines, winter or summer, you will find plenty of activities to keep yourself entertained—their warm and welcoming ambiance is of course complimentary.  

Nira Alpina, part of Nira Hotels, is a subsidiary of Shanti Hospitality, the hospitality wing of C&C Alpha Group which is a London based private equity firm with Bhanu Choudhrie as the Executive Director. The company has varied interests in hospitality, aviation, healthcare and Real Estate utilities across the world.